Blog – Page 10 – Eugene O'Rourke

CFPB Reports a Drastic Increase In Riskier, Longer-Term Auto Loans

Eugene O'Rourke
December 19, 2017

As the country recovered from The Great Recession, the auto industry led the industrial-sector back to best-ever sales numbers in 2017. Part of its resurgence was due to a shift…

Managing America’s Student Loan Debt

Eugene O'Rourke
December 15, 2017

Since 2013, the Consumer Finance Protection Bureau (CPFB) has received thousands of comments about America’s student loan practices. The agency’s oversight and interventions can’t come soon enough, as the country’s…

Five Reasons Kiosk Payments are a Perfect Fit for the Financial Industry

Eugene O'Rourke
December 13, 2017

The finance industry is rife with competition. From bankers to billers, companies working in the industry are facing an increasing need to differentiate themselves from their competitors. Offering unique service…

How Know Your Customer (KYC) Compliance & Industry Reports Can Benefit Financial Institutions

Eugene O'Rourke
December 5, 2017

Know Your Customer (KYC) compliance management has taken on increased importance for financial businesses in recent years, as regulations have become longer and more complex.

Putting Auto Loan Borrowers in the Driver’s Seat

Eugene O'Rourke
December 5, 2017

As more carmakers introduce both traditional and renewable fuel options and consumers access flexible new payment methods to make their purchases, today’s auto loan industry is booming. Digital payment processors…

Analyzing the CFPB’s 2016 Fair Debt Collection Protection Act Report

Eugene O'Rourke
November 22, 2017

In 1977, the United States Congress identified such a high frequency of abuse and deception attributing to unfair debt collection practices that it created the Fair Debt Collection Practices Act…